How do I file for a claim ?

Your insurance certificate from your policy will have a 24/7 contact number in case of an accident or claims. You should either call the number and file the claim or contact your broker to get help with your claim.

What happens if I miss a payment ?

Failure to make timely payments could result in policy cancellation or suspension of monthly payments. Contact Us as soon as possible if you have a situation like this.

What is a deductible in an insurance policy ?

A deductible is an amount that you choose when purchasing an insurance policy, which you agree to pay at the time of a claim. Deductible will be applied or not can depend on the situation, or type of the claim.

How do I file for a claim ?

Your insurance certificate from your policy will have a 24/7 contact number in case of an accident or claims. You should either call the number and file the claim or contact your broker to get help with your claim.

What is a VIN number?

VIN (Vehicle Identification Number) is a number that provides specific information about a vehicle’s manufacturer, make and model.

What is a waiting period in travel insurance ?

Waiting period may apply to you when your existing/last insurance is already expired, or you are purchasing insurance after your arrival in the visiting country. Waiting period can be up to 7 days depending on the insurance company. During this waiting period, there are certain limitations and exclusions to the policy, contact your agent to know more.

How to apply for provincial medical coverage in Quebec ?

Visit RAMQ (Régie de l’assurance maladie du Quebec) (https://www.ramq.gouv.qc.ca/en) and check the eligibility conditions for health insurance. You can evaluate your eligibility online on their website at https://www.ramq.gouv.qc.ca/en/citizens/health-insurance/know-eligibility-conditions and find out more information on how to apply for RAMQ coverage.

What happens if I miss a payment ?

Failure to make timely payments could result in policy cancellation or suspension of monthly payments. Contact Us as soon as possible if you have a situation like this.

What is Pre-existing health condition in health insurance ?

Pre-existing health condition covers you for existing medical conditions that are stable from last 90,120 or 180 days, this period depends on the insurance policy you purchased. There should be no change in your health during this duration, to be covered by your insurance policy.

What is a deductible in an insurance policy ?

A deductible is an amount that you choose when purchasing an insurance policy, which you agree to pay at the time of a claim. Deductible will be applied or not can depend on the situation, or type of the claim.

How do I file for a claim ?

Your insurance certificate from your policy will have a 24/7 contact number in case of an accident or claims. You should either call the number and file the claim or contact your broker to get help with your claim.

What is a VIN number?

VIN (Vehicle Identification Number) is a number that provides specific information about a vehicle’s manufacturer, make and model.

What is a waiting period in travel insurance ?

Waiting period may apply to you when your existing/last insurance is already expired, or you are purchasing insurance after your arrival in the visiting country. Waiting period can be up to 7 days depending on the insurance company. During this waiting period, there are certain limitations and exclusions to the policy, contact your agent to know more.

Terms & Conditions

Welcome to Qubit Insurance. These Terms and Conditions outline the rules and regulations for using our website and services. By accessing this website and using our services, you accept these Terms and Conditions in full. If you disagree with any part of these terms, please do not use our website or services.

Use of Website

- You must be at least 18 years old to use our website and services. - You agree to provide accurate and complete information when using our website and services. - You agree not to engage in any unauthorized or unlawful activities on our website.

Insurance Services

- We provide insurance quotes and services based on the information you provide. - All insurance policies are subject to underwriting guidelines and approval.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Qubit Insurance and protected by intellectual property laws.

Limitation of Liability

- We strive to provide accurate and up-to-date information but do not guarantee the accuracy, completeness, or reliability of any content on our website. - We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our website or services.

Privacy

Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and protect your personal data.

Links to Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these websites.

Changes to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time. Please check this page periodically for changes.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Canada.

Contact Us

If you have any questions about our Terms and Conditions, please contact us at admin@qubitinsurance.ca

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+1 514 659 3151

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+1 514 659 3151 info@qubitinsurance.ca

1155, RUE METCALFE #1500 
MONTRÉAL QC H3B 2V6

Stay In Touch

+1 514 659 3151 info@qubitinsurance.ca

1155, RUE METCALFE #1500 
MONTRÉAL QC H3B 2V6

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