How do I file for a claim ?

Your insurance certificate from your policy will have a 24/7 contact number in case of an accident or claims. You should either call the number and file the claim or contact your broker to get help with your claim.

What happens if I miss a payment ?

Failure to make timely payments could result in policy cancellation or suspension of monthly payments. Contact Us as soon as possible if you have a situation like this.

What is a deductible in an insurance policy ?

A deductible is an amount that you choose when purchasing an insurance policy, which you agree to pay at the time of a claim. Deductible will be applied or not can depend on the situation, or type of the claim.

How do I file for a claim ?

Your insurance certificate from your policy will have a 24/7 contact number in case of an accident or claims. You should either call the number and file the claim or contact your broker to get help with your claim.

What is a VIN number?

VIN (Vehicle Identification Number) is a number that provides specific information about a vehicle’s manufacturer, make and model.

What is a waiting period in travel insurance ?

Waiting period may apply to you when your existing/last insurance is already expired, or you are purchasing insurance after your arrival in the visiting country. Waiting period can be up to 7 days depending on the insurance company. During this waiting period, there are certain limitations and exclusions to the policy, contact your agent to know more.

How to apply for provincial medical coverage in Quebec ?

Visit RAMQ (Régie de l’assurance maladie du Quebec) (https://www.ramq.gouv.qc.ca/en) and check the eligibility conditions for health insurance. You can evaluate your eligibility online on their website at https://www.ramq.gouv.qc.ca/en/citizens/health-insurance/know-eligibility-conditions and find out more information on how to apply for RAMQ coverage.

What happens if I miss a payment ?

Failure to make timely payments could result in policy cancellation or suspension of monthly payments. Contact Us as soon as possible if you have a situation like this.

What is Pre-existing health condition in health insurance ?

Pre-existing health condition covers you for existing medical conditions that are stable from last 90,120 or 180 days, this period depends on the insurance policy you purchased. There should be no change in your health during this duration, to be covered by your insurance policy.

What is a deductible in an insurance policy ?

A deductible is an amount that you choose when purchasing an insurance policy, which you agree to pay at the time of a claim. Deductible will be applied or not can depend on the situation, or type of the claim.

How do I file for a claim ?

Your insurance certificate from your policy will have a 24/7 contact number in case of an accident or claims. You should either call the number and file the claim or contact your broker to get help with your claim.

What is a VIN number?

VIN (Vehicle Identification Number) is a number that provides specific information about a vehicle’s manufacturer, make and model.

What is a waiting period in travel insurance ?

Waiting period may apply to you when your existing/last insurance is already expired, or you are purchasing insurance after your arrival in the visiting country. Waiting period can be up to 7 days depending on the insurance company. During this waiting period, there are certain limitations and exclusions to the policy, contact your agent to know more.

Privacy Policy Statement

At Qubit Insurance, we are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect the personal data we collect from our customers and visitors to our website.

Information We Collect

Personal Information: We may collect personal information such as your name, contact details, date of birth, and other relevant information necessary to provide insurance services. Financial Information: We may collect payment details and other financial information required for insurance transactions. Usage Information: We gather data about how you interact with our website and services, including IP addresses, device information, and browsing activity.

How We Use Your Information

We use the information we collect for the following purposes: - Providing insurance quotes and services - Processing payments and managing accounts - Communicating with you about our services and updates - Improving our website and services - Complying with legal and regulatory requirements

Information Sharing

We may share your information with: - Our insurance partners and service providers - Legal and regulatory authorities when required by law

Data Security

We take appropriate measures to protect your personal information from unauthorized access and misuse.

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience and collect usage data.

Your Choices

You have the right to: - Access and update your personal information - Opt-out of marketing communications - Request deletion of your data (subject to legal requirements)

Changes to this Policy

We may update this Privacy Policy periodically. Please review this page for any changes.

Contact Us

If you have any questions about our Privacy Policy or how we handle your personal information, please contact us at admin@qubitinsurance.ca This policy was updated in April 2024.

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+1 514 659 3151

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+1 514 659 3151 info@qubitinsurance.ca

1155, RUE METCALFE #1500 
MONTRÉAL QC H3B 2V6

Stay In Touch

+1 514 659 3151 info@qubitinsurance.ca

1155, RUE METCALFE #1500 
MONTRÉAL QC H3B 2V6

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